Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB) a declarat c\u0103 are \u00eencredere c\u0103 analiza final\u0103 realizat\u0103 de autorit\u0103\u021bi va confirma c\u0103 b\u0103ncile au ac\u021bionat \u00eentotdeauna cu bun\u0103-credin\u021b\u0103, respect\u00e2nd cadrul legal \u0219i reglement\u0103rile \u00een vigoare, precum \u0219i regulile stabilite de autorit\u0103\u021bile competente.<\/p>\n
\u00cen continuare, Consiliul Concuren\u021bei inten\u021bioneaz\u0103 s\u0103 audieze institu\u021biile de credit implicate \u00een investiga\u021bie, av\u00e2nd \u00een vedere c\u0103 toate cele zece b\u0103nci au primit deja o copie a raportului elaborat de echipa de investiga\u021bie. Potrivit autorit\u0103\u021bii de concuren\u021b\u0103, analiza se concentreaz\u0103 pe activitatea b\u0103ncilor pe pia\u021ba monetar\u0103 interbancar\u0103, \u00een special \u00een cadrul procedurii de fixing, dar \u0219i \u00een intervalul de 15 minute de dup\u0103 fixing, care include opera\u021biunile de atragere \u0219i plasare a depozitelor interbancare de c\u0103tre b\u0103nci \u00een contextul stabilirii ratelor ROBOR\/ROBID la nivel na\u021bional.<\/p>\n
Mai multe dintre b\u0103ncile implicate au exprimat deja puncte de vedere, unele dintre ele afirm\u00e2nd c\u0103 au ac\u021bionat conform cerin\u021belor legale. \u00cen func\u021bie de evolu\u021bia investiga\u021biei, aceste institu\u021bii de credit au men\u021bionat c\u0103 iau \u00een considerare op\u021biunea de a contesta legal concluziile, inclusiv \u00een instan\u021b\u0103.<\/p>\n
ARB subliniaz\u0103 faptul c\u0103 Banca Na\u021bional\u0103 a Rom\u00e2niei (BNR) joac\u0103 un rol esen\u021bial ca organizator, reglementator \u0219i supraveghetor al pie\u021bei monetare interbancare, conform Normei 4\/1995. Asocia\u021bia eviden\u021biaz\u0103 c\u0103 legisla\u021bia impune criterii stricte de participare, iar regulile de tranzac\u021bionare \u0219i transparen\u021b\u0103 sunt stabilite la nivelul pie\u021bei.<\/p>\n
\u201e\u00cen calitate de supraveghetor al acestei pie\u021be reglementate, BNR dispune de cadrul legislativ necesar pentru prevenirea abuzului de pia\u021b\u0103 legat de manipularea indicilor de referin\u021b\u0103, conform Regulamentului Uniunii Europene nr. 596\/2014\u201c, a afirmat ARB.<\/p>\n
Asocia\u021bia a men\u021bionat c\u0103 nu exist\u0103 informa\u021bii conform c\u0103rora b\u0103ncile ar fi fost sanc\u021bionate pentru modul \u00een care au respectat obliga\u021biile de cotare sau c\u0103 BNR s-ar fi sesizat \u00een contextul regulamentului european referitor la abuzul de pia\u021b\u0103.<\/p>\n
ARB a avertizat c\u0103 modul \u00een care subiectul a fost prezentat \u00een spa\u021biul public poate crea confuzie \u00een privin\u021ba func\u021bion\u0103rii unei pie\u021be reglementate \u0219i poate avea efecte negative asupra stabilit\u0103\u021bii financiare. \u201e\u00cen cazul unor subiecte cu impact sistemic, evalu\u0103rile sau concluziile anticipative pot genera efecte care dep\u0103\u0219esc cadrul investiga\u021biei \u0219i pot influen\u021ba negativ func\u021bionarea pie\u021bei \u0219i percep\u021bia publicului. Este esen\u021bial ca dezbaterea public\u0103 pe aceast\u0103 tem\u0103 s\u0103 se desf\u0103\u0219oare cu maxim\u0103 rigoare \u0219i responsabilitate\u201c, a transmis ARB.<\/p>\n
Asocia\u021bia a subliniat c\u0103 ROBOR are un rol crucial \u00een transmiterea politicii monetare \u0219i \u00een func\u021bionarea pie\u021bei monetare, av\u00e2nd un impact semnificativ asupra stabilit\u0103\u021bii financiare. Procesul de fixing este considerat de ARB unul riguros, bazat pe cota\u021bii de lichiditate din pia\u021ba interbancar\u0103 \u0219i este supravegheat de BNR conform unor reguli stricte.<\/p>\n
Referitor la cre\u0219terea dob\u00e2nzilor \u00eencep\u00e2nd cu anul 2022, ARB a men\u021bionat c\u0103 fenomenul nu a fost unul local, ci a fost generat de factori macroeconomici precum infla\u021bia, deficitele fiscale, criza energetic\u0103, r\u0103zboiul din Ucraina \u0219i structura economiei. \u201eFactorii care influen\u021beaz\u0103 evolu\u021bia ROBOR sunt lega\u021bi direct de dezechilibrele macroeconomice, de nivelul ratei infla\u021biei \u0219i al dob\u00e2nzii de politic\u0103 monetar\u0103, de necesarul de lichiditate, precum \u0219i de percep\u021bia agen\u021biilor de rating \u0219i a finan\u021batorilor, \u00een general\u201c, a explicat ARB.<\/p>\n
Asocia\u021bia a mai ad\u0103ugat c\u0103 fiecare banc\u0103 \u00ee\u0219i stabile\u0219te independent strategia de pre\u021b \u0219i cota\u021biile, baz\u00e2ndu-se pe propriile analize de risc \u0219i costuri de finan\u021bare. ARB consider\u0103 c\u0103 similitudinea cota\u021biilor \u00een anumite momente nu reprezint\u0103 o \u00een\u021belegere \u00eentre b\u0103nci, ci o reac\u021bie normal\u0103 a actorilor economici care se confrunt\u0103 cu acelea\u0219i presiuni de pia\u021b\u0103.<\/p>\n
\u00cen 2022, Rom\u00e2nia s-a confruntat cu o rat\u0103 ridicat\u0103 a infla\u021biei, care a atins 16,8% \u00een luna noiembrie, iar BNR a majorat dob\u00e2nda de politic\u0103 monetar\u0103 de opt ori, cresc\u00e2nd de la 1,75% \u00een 2021 la 6,75% la sf\u00e2r\u0219itul anului 2022. ARB a men\u021bionat, de asemenea, c\u0103 o investiga\u021bie similar\u0103 privind institu\u021biile de credit active pe pia\u021ba monetar\u0103 interbancar\u0103 \u0219i modul de stabilire a ROBOR a fost ini\u021biat\u0103 de Consiliul Concuren\u021bei \u00een 2008, iar ARB sus\u021bine c\u0103 nu are cuno\u0219tin\u021b\u0103 despre vreo deficien\u021b\u0103 constatat\u0103 \u00een acest context concuren\u021bial.<\/p>\n","protected":false},"excerpt":{"rendered":"
Asocia\u021bia Rom\u00e2n\u0103 a B\u0103ncilor (ARB) a declarat c\u0103 are \u00eencredere c\u0103 analiza final\u0103 realizat\u0103 de autorit\u0103\u021bi va confirma c\u0103 b\u0103ncile au ac\u021bionat \u00eentotdeauna cu bun\u0103-credin\u021b\u0103, respect\u00e2nd cadrul legal \u0219i reglement\u0103rile \u00een vigoare, precum \u0219i regulile stabilite de autorit\u0103\u021bile competente. \u00cen continuare, Consiliul Concuren\u021bei inten\u021bioneaz\u0103 s\u0103 audieze institu\u021biile de credit implicate \u00een investiga\u021bie, av\u00e2nd \u00een vedere […]<\/p>\n","protected":false},"author":4,"featured_media":15564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_override_counter":[],"footnotes":""},"categories":[40],"tags":[17980,2915,2483,17982,17676,1079,17981,17983],"class_list":["post-15563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-econonie","tag-asociatia-romana-a-bancilor","tag-banci","tag-consiliul-concurentei","tag-depozite-interbancare","tag-fixing","tag-investigatie","tag-piata-monetara","tag-rate-robor"],"_links":{"self":[{"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/posts\/15563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/comments?post=15563"}],"version-history":[{"count":0,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/posts\/15563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/media\/15564"}],"wp:attachment":[{"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/media?parent=15563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/categories?post=15563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newsrecorder.ro\/app\/wp-json\/wp\/v2\/tags?post=15563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}